Card Types
Find the card that fits you
Interest applies to unpaid balances after the payment due date — pay your full outstanding balance on time to avoid interest. Credit limits are based on income, credit history, and financial standing.
Why Producers Bank Mastercard
Reasons to own a credit card
Convenience
Pay anywhere, anytime — in-store or online.
Exclusive Promos
Special deals and discounts from partner merchants.
Online Transactions
Shop and transact securely online worldwide.
Flexible Payments
Spread large purchases into manageable installments.
Emergency Funds
Access to credit when unexpected expenses arise.
Build Your Credit
Responsible use builds a strong credit profile.
Earn While You Spend
Rewards Program
Earn points on every Classic, Gold, and Platinum purchase. Redeem for airline miles, cashback, gift vouchers, or merchandise.
Points expire after 2 years. Terms and conditions apply.
1 pt
for every PHP 1,000 spent
on all card tiers
Perks
Additional benefits
🛡️ Purchase Protection
Coverage against theft or accidental damage within 90 days of purchase. Gold and Platinum include higher coverage and extended protection periods.
✈️ Travel Insurance
Complimentary when your ticket is purchased with the card.
Gold: up to PHP 1 million — delays, lost luggage, medical.
Platinum: up to PHP 2 million — adds trip cancellation and emergency evacuation.
🌐 Mastercard Privileges
Global discounts on travel, dining, and retail, plus access to exclusive events and experiences worldwide.
⭐ Platinum Exclusives
VIP airport lounge access, 24/7 concierge services, and enhanced travel insurance coverage.
Your Safety Comes First
Security features
EMV Chip Technology
Enhanced in-store security that reduces the risk of card cloning and fraud.
Mastercard SecureCode
OTP or biometric verification required for all online purchases.
Fraud Monitoring
Real-time transaction monitoring with instant alerts for suspicious activity.
Fees & Charges
Other fees
21-day grace period from the statement date for retail purchases. Pay the full balance within this period and pay no interest on new purchases. Does not apply to cash advances or revolving balances.
Billing
Statements & billing cycle
You receive a monthly statement (30-day billing cycle) showing your transactions, fees, and interest, including:
✓ Minimum payment due
✓ Payment due date
✓ Interest charges (if any)
📧 Electronic Statement (eSOA) Free
Emailed every billing cut-off as a password-protected PDF.
📄 Paper Statement (Optional)
Available on request for PHP 100 per month, charged to your card account.
Who Can Apply
Eligibility requirements
Make sure you meet the following before applying.
21 to 60 years old for Principal cardholders; at least 16 years old for Supplementary cardholders
Filipino citizen, or a foreigner who is a permanent resident of the Philippines
Minimum gross monthly income of PHP 15,000 if single, or PHP 20,000 if married
An existing depositor or creditor of Producers Bank with an active account in good standing
At least one (1) year of continuous employment or source of income
No history of delinquency or default on any credit obligation
One (1) valid photo-bearing government ID (e.g., Passport, Driver’s License, UMID, PRC ID, Voter’s ID, PhilSys ID)
An active mobile number and personal email for communication and online account management
Must reside or work in an area where a PSBC branch is located
Required Documents
What to bring when you apply
Every applicant needs the four basics below. Then tap your applicant type to see the additional documents you’ll need.
01
Duly filled-out Credit Card Application Form
02
Data Privacy Client Consent Form
03
One (1) valid government-issued ID
04
Bank Statement for the last six (6) months
The bank may also request proof of billing address (utility bill, credit card statement, or bank statement from the past 3 months), latest statements from other credit cards, or proof of other assets and investments.