Producers Bank
Deposit Products
Effective rates as of February 24, 2026, per ALCO Memo on Interest Rates on Deposits and Loans.
At a Glance
Our Deposit Products
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🏦 Demand Deposit Personal & Corporate checking accounts |
💵 Regular Savings Passbook, ATM, Basic & Corporate |
📈 Tiered Savings Higher rates as your balance grows |
🕐 Time Deposits Premium Peso & Long Term options |
🌎 Foreign Currency FCDU Savings & Time Deposits |
Checking Accounts
Demand Deposit
| Account Type | Opening Amount | Maintaining Balance |
| Demand Deposit — Personal | ₱5,000 | ₱5,000 |
| Demand Deposit — Corporate | ₱50,000 | ₱50,000 |
| Demand Deposit with ATA — Personal | ₱15,000 | ₱15,000 |
| Demand Deposit with ATA — Corporate | ₱100,000 | ₱100,000 |
No interest applies to demand deposit accounts.
Peso Savings
Regular Savings Deposit
| Account Type | Opening Amount | Maintaining Balance | Interest Rate |
| Basic Deposit Account | ₱100 | ₱5,000 | 0.25% |
| Regular Savings — Passbook | ₱1,000 | ₱10,000 | 0.25% |
| Regular Savings — ATM | ₱2,000 | ₱10,000 | 0.25% |
| Corporate | ₱20,000 | ₱20,000 | 0.25% |
Interest is credited quarterly. A fee of ₱300 applies for falling below the maintaining balance. A passbook or ATM card is issued depending on the account type selected.
Grow Your Savings
Tiered Savings Deposit
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Balance Range ₱10,000 – ₱49,999 0.25% per annum |
Balance Range ₱50,000 – ₱500,000 0.50% per annum |
Balance Range ₱500,001 – ₱1,000,000 1.00% per annum |
Balance Range More than ₱1,000,000 2.00% per annum |
Minimum opening amount: ₱10,000. Interest credited at the end of each calendar quarter.
Fixed Term Investments
Time Deposit Products
Special Time Deposit for Banks (for Agri/Agra Alternative Compliance): ₱1M–₱5M at 3.00% | More than ₱5M at 3.50% (365-day term).
Foreign Currency
Foreign Currency Deposit Unit (FCDU)
| Product | Minimum Amount | Interest Rate | Deposit Fee |
| FCDU Savings Account | US$100 | 0.05% | 0.27% of amount |
| FCDU Time Deposit — US$1,000–5,000 | US$1,000 | 0.10% | 0.27% of amount |
| FCDU Time Deposit — More than US$5,000 | US$5,000+ | 0.125% | 0.27% of amount |
FCDU Savings requires a minimum balance of US$200 to earn interest. FCDU Time Deposit minimum term is 30 days.
What You Need
Documentary Requirements
Start Saving Today
Open a Deposit Account
Visit any of Producers Bank’s 300+ branches nationwide to open an account.